How To Find the Best Payout US Casinos?

When you gamble online, there is no certainty that you’ll win. However, there are little things you can do to boost your chances of securing a payout. One of the best ways to do so is by looking at the payout rate. Here at Morningside Maryland, we’ll show you how to find the best payout US casinos.

types of casino games 

What Is a Payout Rate?

A payout rate is the statistical amount a casino or casino game will pay back to players over time. When we’re talking about casino games, the payout rate is often referred to as the RTP (Return To Player). While the payout rate of an individual game is based on the outcome of hundreds of thousands of spins or rounds, the overall payout rate of a casino is the amount it pays back to bettors after subtracting its profits from player deposits.

history of casino gambling

What To Look for In a Top Payout Casino

Game Selection

There’s no point in depositing your hard-earned cash to a casino that doesn’t have a decent selection of games to spend it on. Whether you prefer to set the reels spinning or perfect your poker face, the casino should have a good mix of slots and table games, ideally with a selection of live dealer games thrown in for good measure. 

If you want to give yourself the best chance of winning, you should pick a game with a high payout rate. Slots can sit anywhere from 80% to 99% or above, so checking the paytable before you start spending is crucial. Meanwhile, table games like blackjack and craps have a very low house edge, so they may give you a better chance of securing a win than lower payout table games.

If you’re playing in a state where poker is legal (such as Pennsylvania, New Jersey, Michigan, and West Virginia), the top payout sites will also have live poker tournaments available. Not sure where to start? CafeCasino allows users to play against other bettors from across the US and compete in various poker tournaments.

The Psychology Behind Casino Gambling

Payout Rate

When you’re looking for the best payout US casinos, the first thing you’ll want to look at is – unsurprisingly – the payout rate. Some casinos boast a high overall payout rate, while others may offer better payout rates on individual games. If you’re basing your chosen casino on your biggest chance of scoring some wins, then the payout rate is one of the most essential elements to check out.

It can sometimes take a little digging to find the overall payout percentage of a casino. However, most reputable sites in the US will have a list of all the individual payout percentages of their games. If not, you can always find a game’s payout rate (or RTP) by looking in its paytable.

casino financial management tips

Banking Options and Payout Speed

Alongside a good payout rate, the best US casinos will offer a good payout speed. The top banking option for swift withdrawals has got to be Play+, a US-exclusive prepaid card that’s unique to each casino brand. For example, you can get Caesars and BetMGM branded Play+ cards, though you can’t use them interchangeably. Many US casinos boast instant withdrawals to Play+ cards (after processing.)

Of course, there are lots of other ways to pay. The best payout casinos will offer a wide range of banking methods for you to choose from, including debit/credit cards, e-wallets, bank transfers, ACH, and even crypto (though this is more common at internationally regulated sites like Bovada.)

Bonuses & Promotions

The best US casinos will have plenty of promotions to reward new players and turn them into returning customers. The welcome bonus is a crucial part of any online casino, particularly if you plan on using it to extend your session and hopefully generate some winnings. 

Alongside having an excellent bonus value, the best payout casinos will have fair terms and conditions attached to the bonuses. These T&Cs can include achievable wagering requirements (the industry average is around 35x), a decent expiry date, a good selection of eligible games and payment options, and a generous withdrawal cap. After all, there’s nothing worse than playing through your requirements only to find you can only keep a tiny portion of your winnings.


Before making a deposit (or even registering an account), it’s super important to check the casino’s licensing. A casino must hold a license from each of its live states to operate legally in the US. For example, BetMGM must hold a license from the Michigan Gaming Control Board to offer its services in Michigan. On the other hand, the casino must have a valid license from the New Jersey Division of Gaming Enforcement to operate in New Jersey. 

If you’re playing at an internationally-regulated site like Bovada, the casino should have a license from a reputable and trustworthy licensee. This includes regulatory bodies like the Malta Gaming Authority, the Government of Curacao, and the Kahnawake Gaming Commission.

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