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Here are seven reasons why carrying an OCBC Titanium Rewards Card in your wallet is a smart move.

  1. Every dollar spent on purchasing earns 4 miles.

When you spend S$5 in a single transaction, OCBC gives you OCBC$. If you spend S$5 in a store or online, you’ll get 50 OCBC$ (20 miles) for every S$5 spent. Whether buying locally or abroad, you’ll get the same reward. Stores such as department stores, electronics stores, shoe stores, men’s and women’s clothing stores, family apparel stores, kids’ clothing stores, and many more are included in this category!

Consider this list of Merchant Category Codes (MCC) that will reward you 50 OCBC Dollars for every S$5 purchased in mind:

Alibaba, AliExpress, Amazon, IKEA, Lazada, Mustafa Centre, Shopee, and others.

The OCBC Titanium Rewards card can allow you to earn miles toward your next overseas holiday if you frequently shop at these retailers, whether online or in-store.

You can earn unlimited Base OCBC$. There is a maximum of 120,000 OCBC$ every year. The maximum amount of OCBC$ you can have in your account is 120,000 OCBC$.

  1. E-commerce Protection

Online shopping has its advantages and disadvantages. You may occasionally acquire things that have flaws or are missing entirely. The OCBC Titanium Rewards Card comes in handy in this situation, as it offers numerous benefits. E-commerce protection, which defends you against non-delivery and defective products, or when the vendor fails to compensate you, is provided through this service.

Any physical goods you purchase online with this card will be covered under the following criteria for purchases made anywhere in the world:

They sent the wrong item, or the delivery was incomplete.

Damage to the delivered goods causes the system to malfunction.

When a purchase does not arrive within 30 days of when it was supposed to

  1. LoungeKey access

Mastercard Airport Experiences, offered by LoungeKey, provides access to more than 1,000 lounges for a fee of US$27 per person per visit. You may take advantage of complimentary refreshments while you’re waiting for your flight, which is incredibly convenient if you have a long layover.

  1. The Good Color Options

For the most part, the default look of a credit card is predetermined. There is no way to customize the card’s design, colors, or appearance in any way.

In contrast, OCBC Titanium Rewards come in blue or pink. In this case, there is no correct or incorrect answer; the choice is entirely up to you (FYI, there are no gender stereotypes here). With this, you can choose a credit card that somehow symbolizes you or makes you happier to look at.

  1. Digital card approval and use within seconds

When you use MyInfo to apply, your information is automatically retrieved for a faster application process so that you can get prompt approval. An email and a text message containing a link to your digital card will be sent to you after the application is approved. You can start using your OCBC Titanium Rewards on your next purchase even before you receive your physical card in the mail by spending a digital card.



Over the age of 21

Annual income: at least S$30,000 for Singaporeans and Singapore Permanent Residents; at least S$45,000 for foreigners

Fees and Charges

The primary card has an annual cost of $192.60.

To qualify for an annual fee waiver on your OCBC Titanium Credit Card, you must spend a minimum of S$10,000 in the first calendar year following the issuing of your OCBC Titanium Credit Card.

Additional card:

$96.30 per year

There are no annual fees for the first two years.

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