An analysis released by CarInsurance.com, an online consumer guide, categorizes Maryland as the safest state for adolescent drivers in 2016.
The independent insurance marketplace utilized five different metrics to rank the states. The metrics included strength of graduated-driving license (GDL) laws; number of teen driver fatalities per 100,000 residents; average annual cost of insurance; teen texting-and-driving rates; and teen drinking-and-driving rates.
A low number of teen fatal accidents is why Maryland did so well. The state has many of the strongest GDL laws and the lowest rates of texting and driving and drinking and driving in the nation.
According to the Prevention Youth Risk Behavior Surveillance System and Centers for Disease Control (CDC), the state had the lowest rate of teen-related fatal accidents at 0.3 per 100,000 in the nation last year.
The CDC also reported that the rate of Maryland teenagers that recognized driving and drinking decreased from 9 percent in 2015 to 7 percent in 2016. Due to these rates dropping is why Maryland was ranked no. 1 on the Teen Driving Safety: Least and Most Dangerous States survey.
Teen drivers pay on average of $3,599 annually for car insurance. Evidence has proven that stricter graduated-driver’s-license laws can lead to a lower fatality rate among teenager drivers. These laws govern young drivers that are required to be accompanied by parents and prevent them driving a vehicle with other teens as passengers.
Even though Maryland has the strongest DGL laws in the country, but the site’s managing editor, Michelle Megna, recommends continuing to expand them. People who wait until they are 18 years old to get their licenses are permitted to bypass driving restrictions that apply to young and beginner drivers.
“Making [graduated-driver’s-license] laws in place until the age of 20 would be a great recommendation,” Megna said. “Even though Maryland has very strong GDL laws, more could be done.”